◈ Q&A for CEO John Filmeridis, SC First Bank

First of all, I would like to express my regret to ask you to attend this hearing as a
witness because you may have busy schedules managing the bank.
However, it seems very important to remove any doubt on SC First Bank.
Through this opportunity, I hope that SC First Bank will carry out much more transparent
and localized management.
Due to 15 minute of time constraint in Q&A session for each lawmaker, I ask you to
answer as briefly as possible with yes or no, based on the informed questions.